Planned Giving

There are many ways to support JDRF’s efforts to find a cure for diabetes including making annual contributions, participating in walks and galas, and advocating for government funding of diabetes research. Some extend their commitment by naming JDRF as a beneficiary in their estate plans creating a legacy that ensures that research continues until a cure is found.

JDRF’s Planned Giving team would be delighted to help you to explore the following charitable opportunities:

A Bequest in a Will or Trust
A Life-Income Gift
A Gift of a Life Insurance Policy or Retirement Assets
A Gift of Real Estate

An Invitation To Join The BETA Society

The BETA Society recognizes individuals who have included JDRF in their charitable/estate plans. BETA Society Members are entitled to the following benefits:

A life-time subscription to Countdown Magazine
Invitations to special research update events
The gift of a handsome lapel pin
A listing in JDRF’s publications (unless anonymity is requested)

If you have already included JDRF in your estate plans, we invite you to join the BETA Society. Enroll online, email plannedgiving@jdrf.org or call us toll-free at 877-533-4483.

A Bequest in Your Will

There are several ways to make a bequest to JDRF. You can leave:

A specific dollar amount.
A specific percentage, or all, of your residuary estate (the remainder left after bequests to others, debts and expenses are paid).
Specific items of property such as stocks, bonds, real estate, jewelry or historical artifacts.
A gift in trust that pays a portion of the trust property to individual beneficiaries and a portion to JDRF Your estate will receive an estate tax charitable deduction for a properly planned bequest to JDRF.

A Life-Income Gift

Through a life income arrangement, such as a charitable gift annuity, you make a gift to JDRF and in exchange receive fixed payments for life. After your life the gift will go to JDRF. The rate is locked in when you establish your gift annuity, so you can count on receiving set payments that never fluctuate. Life-income plans provide you with an income tax deduction, reduce your estate taxes and often help you to avoid capital gain taxes while increasing your income stream.

Key Features of a Charitable Gift Annuity:

You receive an attractive supplement to your retirement income with no investment worries or responsibilities.
You are eligible for an income tax deduction in the year you make the gift. A sizable portion of each annuity payment may also be tax-free.
You help ensure that that diabetes research will continue until a cure is found.

JDRF Annuity Rates*

Age	Rate	Age	Rate
55	4.8%	75	6.3%
60	5.0%	80	7.1%
65	5.3%	85	8.1%
70	5.7%	90+	9.5%

* As of February 1, 2009. Rates are based on your age at the time you establish the annuity.

A Gift of Life Insurance or Retirement Assets

You can name JDRF as irrevocable owner and beneficiary of an existing life insurance policy that you no longer need, or you can simply retain ownership of your policy and designate JDRF as a beneficiary. You can also purchase a new policy to benefit JDRF.

Another option is to name JDRF the beneficiary of your IRA or pension plan. Individuals who inherit these assets are highly taxed and after income and estate taxes, the IRS may take up to 65 percent of the original value. Nonprofits, however, are not subject to the same tax rules and will inherit the full amount of the assets tax-free. As such, those who wish to include JDRF and heirs in their plans may consider leaving retirement assets to JDRF and leave other assets to heirs.

Making a gift in this manner does not require an attorney. Simply obtain a beneficiary designation form from your account administrator and name JDRF as a beneficiary.

A Gift of Real Estate

You can give real estate to JDRF outright or through a life-income plan. You can also contribute your personal residence while retaining the right to live in it. Such gifts can provide significant income, estate and capital gain tax savings.

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Jack Hickethier
Development Director

49 Stevenson Street, Suite 1200
San Francisco, CA 94115

Phone: (415) 597-6303
Email: jhickethier@jdrf.org

JDRF Planned Giving website:
http://www.jdrf.org/plannedgiving

Legal Language for a JDRF Gift

A gift to JDRF should be worded as follows in all documents: “…to the Juvenile Diabetes Research Foundation International (JDRF), a non-profit organization with headquarters located in New York, NY.”

JDRF E-publications

JDRF offers a variety of local and national e-publications to help you stay connected to the information you care about.

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